The month of September is about to end and from October 1, 2026, many big changes are going to take place in the life and wallet of the common man in the country. If you have a domestic cooking gas (LPG) connection, plan to make a fixed deposit (FD) in the bank, or want to get a birth-death certificate made, then the new rules coming into effect from 1st are directly useful for you.

Biometric necessary for LPG subsidy

According to the new rule, from October 1, it will be mandatory for domestic LPG consumers to complete the biometric authentication process to book cylinders at subsidized prices. The aim of the government is to remove fake and duplicate connections so that the benefit of subsidy reaches only genuine and eligible families. Till now, about 89.9 percent i.e. 27.43 crore consumers have completed this process.

If you have not yet done biometric authentication, you can do it through the cylinder delivery boy, by visiting the showroom of your gas distributor, or from home through the gas company's mobile app. Note, gas availability will not stop, but if you do not complete the process, you will not get the benefit of subsidy and the cylinder will have to be purchased at market rate.

Uniform interest rates on FD

According to the instructions of the Reserve Bank of India (RBI), banks will no longer be able to offer different interest rates for the same deposit amount and tenure in their different branches. Now banks will give transparent and uniform interest rates to the customers. That means, it will not happen that one branch in the city gives different interest on FD and the other different. Banks will have to keep the list of their interest rates public and transparent in advance.

Strict rules on birth-death registration

From October 1, the rules for late registration of birth or death are being made more strict and transparent. If registration is done after 1 year of birth or death but within 2 years, then physical verification of the complete information will be done first. If there is a delay of more than 2 years, an order from a First Class Judicial Magistrate will be required for registration.

MDR and NRI property relief on UPI

The Supreme Court has rejected the demand for a stay on the implementation of MDR on UPI payments of more than Rs 2000 from October 15. That means it will be implemented from October 15. MDR of 0.4 percent will be applicable on P2M transactions up to Rs 2,000. Its impact may mainly be on the costs of businessmen.

There is a big relief for those buying property from NRIs. CBDT has ended the hassle of making TAN (Tax Deduction Account Number) forever from October 1, 2026.

Electronic items will be expensive

If you are thinking of buying a TV, AC, fridge or washing machine during the festive season, then there is another news. From October 1, 2026, prices of consumer electronics and home appliances are going to increase by 5 to 8 percent. At the same time, there may be a change in the prices of petrol, diesel and LPG on the first day of every month, especially when the prices of crude oil are increasing.