As December begins, many people are wondering whether banks will operate on the first Saturday of the month. According to Reserve Bank of India (RBI) norms, banks across the country remain open on the first, third and fifth Saturdays, while they are closed on the second and fourth Saturdays. Since this rule is applicable nationwide, customers can expect uniform banking operations irrespective of their city.
With several regional festivals and national observances lined up this month, it becomes essential to check the detailed bank holiday schedule for December 2025. Here's a complete breakdown of the days when banks have already remained closed and the dates ahead when banking services will remain unavailable in different states.
Bank Holidays in December 2025: Complete List
December 1 (Monday)
Banks in Arunachal Pradesh and Nagaland were closed due to Statehood Day and Indigenous Faith Day.
December 3 (Wednesday)
Banks in Goa observed a holiday on account of the Feast of St. Francis Xavier.
December 7 (Sunday)
A regular weekly off—banks across India remained closed.
Second Week Holidays
December 12 (Friday)
Banks in Meghalaya were shut to mark the Death Anniversary of Freedom Fighter Pa Togan Nengminza Sangma.
December 13 (Saturday)
The second Saturday, so banks across India remained closed.
December 14 (Sunday)
Weekly holiday.
Mid-December Regional Holidays
December 18 (Thursday)
Bank holiday in Meghalaya on the Death Anniversary of Khasi poet U Soso Tham.
December 19 (Friday)
Banks in Goa closed for Goa Liberation Day.
December 20 (Saturday)
Banks in Sikkim remained shut for the Losoong/Namsoong festival.
December 21 (Sunday)
Weekly closure nationwide.
December 22 (Monday)
Sikkim observed the second day of the same festival, continuing bank closures in the state.
Christmas Week Bank Holidays
December 24 (Wednesday)
Christmas Eve holiday in Nagaland, Meghalaya and Mizoram.
December 25 (Thursday)
Banks across India closed for Christmas.
December 26 (Friday)
In Nagaland, Meghalaya and Mizoram, banks remained shut for extended Christmas celebrations.
December 27 (Saturday)
The fourth Saturday, so banks remained closed nationally.
December 28 (Sunday)
Weekly off.
Year-End Week Holidays
December 30 (Tuesday)
Bank holiday in Meghalaya for the Death Anniversary of U Kiang Nangbah.
December 31 (Wednesday)
Banks remained closed in Mizoram and Manipur for New Year’s Eve and the Imoinu Eratpa festival.
State-wise Bank Holiday Matrix for December 2025
Below is a simplified representation of state-level holidays (● indicates bank closure):
Agartala: ●
Aizawl: ● ● ● ●
Imphal: ● ●
Itanagar: ● ●
Kohima: ● ● ● ●
Gangtok: ● ● ●
Panaji: ● ● ●
Shillong: ● ● ● ● ●
Other major cities (Delhi, Mumbai, Jaipur, Ahmedabad, Hyderabad, Bengaluru, Kolkata, Chennai, Lucknow, Chandigarh, Bhopal, Raipur, Ranchi, Nagpur, Kochi, Patna, Vijayawada, Srinagar, Shimla) observe only national holidays such as Christmas or weekends unless specified by RBI.
Why RBI Declares Specific Holidays?
RBI’s holiday schedule is prepared based on:
Regional festivals and cultural events
Birth and death anniversaries of eminent personalities
State formation days
National holidays and scheduled weekends
Here’s what each major holiday represents:
| Occasion | Date |
|---|---|
| Statehood Day / Indigenous Faith Day | Dec 1 |
| Feast of St. Francis Xavier | Dec 3 |
| Pa Togan Nengminza Sangma Day | Dec 12 |
| U Soso Tham Anniversary | Dec 18 |
| Goa Liberation Day | Dec 19 |
| Losoong/Namsoong Festival | Dec 20 & 22 |
| Christmas Eve | Dec 24 |
| Christmas | Dec 25 |
| Post-Christmas Holiday | Dec 26 |
| Fourth Saturday | Dec 27 |
| U Kiang Nangbah Anniversary | Dec 30 |
| New Year’s Eve / Imoinu Eratpa | Dec 31 |
Key Takeaway
First, third and fifth Saturdays – Banks OPEN
Second and fourth Saturdays – Banks CLOSED
Several state-specific holidays may affect banking in selected regions
Customers should plan their bank visits accordingly, especially during festive weeks and year-end closures.
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