If you live in rural areas and someone Rural Bank (RRB) If you are connected with, then this news is very important for you. 1 May 2025 From 15 regional rural banks (RRB) merger in 11 states of the country It is going to happen. After this in every state Only one RRB will be. This is the government “One State – One RRB” policy Is being said
Why is this change being done?
The aim of the government is that Operations of banks are stronger, organized and skilled be made. From this Customers' same servicesBetter banking experience and Weak RRBs strengthened Will be able to get
Which states will merge RRB?
This change will be applicable in a total of 11 states:
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Andhra Pradesh
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Uttar Pradesh
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West Bengal
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Bihar
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Gujarat
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Jammu and Kashmir
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Karnataka
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Madhya Pradesh
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Maharashtra
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Odisha
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Rajasthan
Which bank will have merger in which bank?
Some of the major mergers are as follows:
| State | Old bank | New bank |
|---|---|---|
| Andhra Pradesh | Chaitanya Godavari, Saptagiri, Andhra Progress, Andhra Pradesh Rural Development Bank | Andhra Pradesh Gramin Bank |
| Uttar Pradesh | Baroda UP Bank, Aryavart Bank, Prathama UP Grameen Bank | Uttar Pradesh Grameen Bank |
| West Bengal | Bangi Rural Development, West Bang, Northbang RRB | West Bengal Grameen Bank |
| Bihar | South Bihar Gramin Bank, North Bihar Gramin Bank | Bihar Grameen Bank |
| Gujarat | Baroda Gujarat Gramin Bank, Saurashtra Gramin Bank | Gujarat Grameen Bank |
Government preparation and capital investment
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Near these rrbs Authorized capital of ₹ 2,000 crore Will be
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Government already 5,445 crore capital investment Has done
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FY 2023-24 RRBS in Record profit of ₹ 7,571 crore Is earned.
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Of these banks Capital Adequacy Ratio (Car) too 14.2% Raha, which is considered excellent.
What will be the difference to common people?
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The same RRB in the same state By being Clear branding, single account network and fast decisions Will be able to be taken
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Customers will not need to change bank branchJust the name can change.
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Banking services more than before Stable and digital friendly Will be
If your account is in these banks, do not panic. Change just Organizational Is your deposit, account number, services and customers support As soon as Will stay
