July Bank Holiday: The month of July is just about to start now. During this time, banks will remain closed for 13 days in different states. Under the Negotiable Instruments Act of RBI, banks will remain closed in view of local festivals and religious festivals in many different states. Apart from 4 Sundays and second-fourth Saturdays, there will be no work in banks for 7 more days.

When will the banks remain closed in July?

• First of all, on 3 July (Thursday), banks will remain closed for Kharchi Puja in Agartala.
• 5 June is the birth anniversary of Guru Hargobind Singh Ji, so banks will remain closed in Jammu and Srinagar on this day.
• Banks will remain closed everywhere on 6th July due to Sunday and 12th July due to second Saturday.
• Banks will remain closed on 13th July on Sunday.
• Banks will remain closed on 14th July due to Beh Dinkhlam in Shillong.
• There will be no work in banks in Dehradun on the occasion of Harela festival on 16th July.
• Banks will remain closed in Shillong on 17th July on the death anniversary of U Tirot Singh.
• Banks will remain closed in Agartala on 19th July on the occasion of Ker Puja.
• Banks will remain closed everywhere on 20th July due to Sunday and 26th July due to fourth Saturday and then 27th July due to Sunday.
• Banks will remain closed in Gangtok on 28th July due to Drukpa Tse-ji.

You will be able to take help of online banking

It is clear from this list that banks will remain closed for 3 consecutive days from 12th to 14th July in Shillong. Banks will also remain closed in Gangtok from 26 to 28 July. During this time, due to the branches being closed, there may be a delay in services like check clearance, RTGS and NEFT, but money transactions or bill payments etc. can be done through online banking and ATM.